Cashflow Blog

The best alternative funding options for small business in 2019

marketing@cashflowfinance.com.au (Cashflow Finance) — Tue, 26 Feb 2019 23:30:18 GMT

Against the backdrop of our declining property market, the banking royal commission and talk of the Reserve Bank further reducing the cash rate, early 2019 is shaping up to be more bear than bull when it comes to market sentiment.

Financing and Non-financing solutions for cash flow problems

marketing@cashflowfinance.com.au (Cashflow Finance) — Mon, 04 Feb 2019 05:20:42 GMT

Whatever phase your business is in, it’s easy to run into cash flow challenges. A new calendar year can be a tough time for many small businesses – Christmas and the summer school holidays often herald slow sales and late payments for SMEs outside the retail, travel and hospitality sectors.

Working capital options for your small business

marketing@cashflowfinance.com.au (Cashflow Finance) — Thu, 24 Jan 2019 04:27:55 GMT

Working capital is the amount of cash your business has after factoring in your short-term debts. It’s a good way to judge the financial health of your business, and a simple way to assess how you’re performing at any given time.

6 reasons to move to cloud accounting

marketing@cashflowfinance.com.au (Cashflow Finance) — Mon, 14 Jan 2019 22:51:10 GMT

Cloud computing has become increasingly popular with small business owners across Australia and the world. While you can still buy conventional desktop accounting packages, cloud-based solutions have rapidly become mainstream and now dominate the market.

What are the benefits of cloud accounting

You can access your financials anywhere, any time
There’s just one source of truth
You – and your accountant
Cloud accounting apps offer great security

How access to funding is limiting business growth

marketing@cashflowfinance.com.au (Cashflow Finance) — Mon, 14 Jan 2019 04:24:55 GMT

Access to capital is the most significant pain point or perceived threat to their long-term growth aspirations, claim 22% of the 500 Australian small business owners surveyed by Xero as part of their recent State of Lending Report.

How to succeed at each stage of business growth ?

marketing@cashflowfinance.com.au (Cashflow Finance) — Wed, 31 Oct 2018 00:19:19 GMT

Every successful small business inevitably goes through the same four stages of the business lifecycle – start-up, ramp-up, expansion and maturity. While the journey that each business takes through these stages is likely to be different, research shows that regardless of business type, size and industry, you’ll find yourself moving through these phases.

6 common causes of cash flow problems

marketing@cashflowfinance.com.au (Cashflow Finance) — Wed, 24 Oct 2018 01:54:26 GMT

According to statistics from the Australian Securities and Investments Commission (ASIC), the percentage of Australian small businesses failing is rising, with cash flow struggles a significant factor. In fact, 41% of owners nominate cash flow as the primary cause of their business’s failure.

4 ways growing businesses can source working capital

marketing@cashflowfinance.com.au (Cashflow Finance) — Fri, 19 Oct 2018 05:03:28 GMT

Is limited access to working capital holding you back from achieving the growth aspirations you have for your small business? A recent small business survey conducted by Xero found that in any given month, about half of Australian small businesses are cash flow negative, with more money leaving the business than flowing into it.

Expanding with Confidential Invoice Discounting

marketing@cashflowfinance.com.au (Cashflow Finance) — Wed, 03 Oct 2018 01:07:11 GMT

Cashflow Finance is pleased to announce the launch of our new Confidential Invoice Discounting product

Our factoring and other disclosed solutions provide a fantastic service offering credit control and risk protection to assist customers in the early stages of their business cycle, helping them overcome the early risk of business failure that impacts so many SMEs. As they continue to grow and enter into the expansion phase, many develop their own internal collection procedures, no longer requiring them to “outsource” such services. However, the risk these business face does not go away, it just changes. Statistics show that the threat to established and more sophisticated businesses is the ability to leverage their market position to maintain the same rate of growth and continue momentum.

How to maintain a steady cash flow this holiday season

marketing@cashflowfinance.com.au (Cashflow Finance) — Thu, 27 Sep 2018 03:05:45 GMT

“It’s the most wonderful time of the year,” claims the well-known Christmas tune. And while the end of the year means long summer days, end of year celebrations and Christmas festivities with family and friends, for many small businesses it can be a difficult period marked by cash flow challenges.